What health insurance do you have?

[solidstars]

my good friend works for KGI and they do insurance. they will be able to compare different insurance providers for you. in fact, he has helped my husband set up a policy for our son. i can make an introduction for you if you want

 

[alicemathur]

I have AXA very good coverage and low premium. Not sure how good they are processing claims yet though.

 

[Cici]

We have IHI- its abit on the xpensive side, but it covers teh US and North America as well

 

[Shenzhennifer]

If anyone is considering getting health insurance, I would recommend against getting BUPA for your children. In order to see a pediatrician, you need to get a referral letter from a GP. That`s twice the legwork for you, makes things more time consuming and complicated, and you have to pay more up front (since BUPA reimburses you after), as well as it costing them 60% more. I guess their rationale is that a GP can do the job? Also I don`t think they cover well-baby checks which I also think is ridiculous but that`s a whole different issue. Anyway, I`m really really p%&#ed off at them since I have recently submitted several claims and am having problems getting the money back. Just wanted to warn anyone considering them for their insurance provider. I will definitely not be renewing our contract.

 

[starbucks2]

Hi

We have used Allianz in the past. Claims were VERY difficult with them and I would never use them again. Basically tried to refuse the two major claims we had placed with them, one in a difficult situation where we lost a baby during pregnancy. We fought it as the terms were clear and we had email advice from Allianz themselves clarifying the terms on certain points and they evenually backed down (after suggesting that we were stupid laypersons and not medically qualified) and agreed that their staff had wrongly advised us.

We are now with HSBC insurance through my work and they are good and quick with claims and assistance but could be partly because it is a corporate plan and we have a broker to deal through. Allianz was an individual plan and much more difficult. Are you wanting it for general medical/dental or also wanting to try and cover maternity? Our HSBC plan covers maternity up to US$9K which (as anyone who has had a baby in the private system in HK knows!) won't cover the costs in total but will help.

SB2