Private Health Insurance (Cheap pls!)

[mcdill]

I think HSBC also allows you to take out insurance just for the child, so in some cases it might work out cheaper to take out hospital insurance with one provider, and outpatient (or outpatient + hospital) for child with HSBC. You can get quotes from their website.

Some insurers will also accept applications with pre-existing conditions but just list them as exclusions so you can't claim for those conditions.

 

[1stimemum]

this is an old thread but we are in a similar situation; husband's company will now provide basic/ bare bones healthcare but I would like to top up for 'peace of mind' for eg. they currently only cover up to $500 per GP visit and $800 per specialist up to X no of times per year. I would like to find a plan that can cover me entirely especially for pediatrician needs and hospitalization.

this is my new year resolution to get started on.

thanks all and merry xmas!!!

 

[lesliefu]

check out BUPA (heard they are on the expensive end though - but their coverage is pretty good)...Also, HSBC, Prudential are quite good and AIA.

 

[Biggie]

Shenzhennifer, did you end up getting insurance for outpatient? We are in the same boat and trying to see if there are any good outpatient policies esp for my two small kids who seems to see their pediatrician at least once a month.