One more thought regarding helpers ... We don't have one, and it's a good decision for our family, BUT, our big frustration is that there aren't other options for childcare like I'm used to at home, since it's just expected that everyone has helpers. You can't just call up the neighbor teenage girl to come watch the kiddos, people don't really do "babysitting coops," there's no mother's day out, etc. Basically the only option is to get a part-timer, as has been suggested, but that's technically illegal. Don't know how risky it is or how likely to get caught. This is the one thing that drives me CRAZY about HK--very few options for childcare if you don't have a helper. If money isn't an issue and you get an apartment with adequate space, I would get a helper just so you have the possibility of going out if you want to!