Health insurance with the best maternity plan in HK?

thanks, rani!

jvn- so you work directly with the insurance company to file the claims? i thought when you go through an agent, they normally take care of them.
 
hkexpat2010,

I signed with DKV in March. They have FULL maternity coverage (with the exception of an elective cesarean) and only an 8 month waiting period! They have full dental coverage as well.

We checked out a few companies and this one was by far the best for us. It is about $2,500 USD for the year but when you consider the high cost to go private, this is very reasonable. I have already made 2 claims (pap test and chicken pox vaccination) and I received full reimbursement within 3 weeks.

My husband and I are going to start trying this summer. If we do get pregnant then we will have to pay for the first few appointments but after the waiting period (Nov.) everything will be covered.
 
capergirl- thanks for the info! did you use the agency kwiksure or go direct to dkv?

my quote for dkv was around 7,000usd from kwiksure! but maybe we have a big age difference. i'm 33. do you mind if i ask how old you are?

thanks for sharing your info! good luck!
 
hkexpat2010 - just for comparison purposes, I pay around USD1700 with Healthcare Intl with a USD1000 deductible and I am in the 41-45 age bracket. I have the Premium package which covers routine maternity costs up to USD25K and 100% of complications. Should be even cheaper if you are as young as 33!
 
Yes it is, I think we pay somewhere in the region of 3.5k USD with no excess but then I'm old too :-)
 
hkexpat2010,
I went through PrimePacific/Kwiksure. I spoke with a representative on the phone and he sent me some quotations and thought that DKV would be a good company for me (I was looking for full maternity coverage). I can send you the representative contact info if you'd like.

I chose the Top plan and the insurance only covers me. My husband has BASIC health insurance with Bupa through his company.

Hope this helps,
I forgot to mention that I am 31.
 
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