Would loan money to your helper?
- Thread starter mel_g20
- Start date
In general I would say yes, although I guess it depends on the amount of the loan. From time to time, our helper has asked for advances on her salary from time to time, which we are fine with. The most we have advanced is 2 months' salary - and that was for her mom's illness.
Yes, twice in 8 years. The first was for medical expenses for her daughter, which I gave her as a gift (it wasn't much money), although she did offer to repay it.
The second was for her son's wedding and by my standards was a large amount of money. I save an extra 10% of her salary each month into an interest bearing account, sort like a retirement bonus when she stops working for us (will also cover long service leave easily). I took the wedding funds out of this and explained to her what I'd done and why it didn't need to be repaid.
The second was for her son's wedding and by my standards was a large amount of money. I save an extra 10% of her salary each month into an interest bearing account, sort like a retirement bonus when she stops working for us (will also cover long service leave easily). I took the wedding funds out of this and explained to her what I'd done and why it didn't need to be repaid.
Neha
Banned
We have lent her money many times no problem. but our helper has been with us more than 14 years. Generally when she travels back home or when she needs for her daughter as her daughter has polio. She is also very clever as a lot of helpers take loans from 3rd party and these 3rd parties ask for guarantee of another helper and when the original borrower doesnt pay they chase the guarantor.
I think everyone I knows has a helper whose 'mother' or 'father' has needed an operation at one time or another. I really think it depends on your helper. Our first one, who we fired after 8 months of putting up with really bad work asked for a loan of $8k. I said no, that we categorically did not loan to helpers. If our current one asked I would probably do it but if I had even a whiff that she was lying to me about the reason for it I would say no. I would much rather her tell me the truth, no matter what the story than feed me lies. Our first helper told me at the interview that her father was dead. 5 months later he made a miraculous recovery and she needed to borry money for his hospital bills!
Our new helper has a bone lazy husband and 5 children to support. We pay her a good amount of money (4.5/month) and give her bonuses quite often to help. We also just paid for her sister in law to come across and helped her find an employer. Now hopefully the sister in law will help support her bum brother so our helper has one less mouth to feed!
I think a lot depends on the amount of money, the time frame to pay it back and whether you really, really trust them.
Our new helper has a bone lazy husband and 5 children to support. We pay her a good amount of money (4.5/month) and give her bonuses quite often to help. We also just paid for her sister in law to come across and helped her find an employer. Now hopefully the sister in law will help support her bum brother so our helper has one less mouth to feed!
I think a lot depends on the amount of money, the time frame to pay it back and whether you really, really trust them.
I would lend her the money and I would believe her 100%. I trust my helper absolutely as frankly otherwise I would not let my son out of the door with her. So I would feel the need to back up that trust by believing her and lending her the money in her time of need.
Having said that, I would also talk about the fact that I think it is not a good idea to have an outstanding loan between us as it eventually can create difficulties in the relationship - which is the reality.
Having said that, I would also talk about the fact that I think it is not a good idea to have an outstanding loan between us as it eventually can create difficulties in the relationship - which is the reality.